GeoDataVision President Len Suzio announced the release of the free 2022 Census Tracts with Majority-Minority tract designations. “The FFIEC released these files 10 days ago and we at GeoDataVision are making available for free listings of the new 2022 tracts so bankers and the public can […]
Read moreEvery year the FFIEC issues updated demographic databases for Community Reinvestment Act purposes. The FFIEC was unusually late publishing the data this year. Bankers have been waiting months for the 2021 demographics to be released. GeoDataVision has prepared CRA Census Tract Reference books available for free […]
Read moreOne of the most important CRA responsibilities for Intermediate-Small Banks and Large Banks is “Community Development Lending”. But while Community Development Lending is critically important, there is very little information available about the Community Development Loan Market. The most valuable data publicly available is the annual […]
Read moreGeoDataVision President Len Suzio today announced the publication of important Small Business Loan Market Rank and Market Share Reports for each state. “A critical part of CRA performance evaluations is the ‘Performance Context’ and there is no more important or meaningful performance context data than the […]
Read moreEach webinar is priced at $250. A special discounted price of $500 is available for anyone who registers for all 3 webinars. Purchase All Three Recordings As an added bonus, the programs in the webinars in this series have been approved for continuing education credits by […]
Read moreOn February 9, at the 2016 CRA Conference in Los Angeles the Comptroller of the Currency, Thomas Curry, announced a draft of a soon-to-be-published proposal to encourage banks to help revitalize “targeted” neighborhoods by engaging in higher loan-to-value mortgages. The OCC recognizes that banks and other […]
Read moreDo you feel the pressure to reach impossible or ill-defined CRA Performance goals ? How you have constructed your Assessment Area may be your problem! When they construct their Assessment Area most bankers are concerned only about being technically compliant. But that is the easiest part […]
Read moreVisualize your market! Computer-generated maps are an exciting opportunity for banks to literally see their markets as never before. It’s one thing to examine a table of the mortgage market in Bridgeport Connecticut and it’s another thing to see a map of the Bridgeport mortgage market. […]
Read moreMany bankers are not aware that when they have AA’s within one of the eleven “mega” MSA’s they can designate any or all of the MSA as an AA. However, when examiners evaluate their bank’s CRA performance the procedure is to break down the AA into […]
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