The standard operating procedure at GeoDataVision with respect to data provided by clients or regulators is to thoroughly scrutinize the data for errors. Over the years, we have found some serious flaws in data released by regulators as well as by bank clients. The FFIEC released the 2025 CRA data on November 5, 2026. At first, the data appeared to be in perfect order, but then we discovered reporting flaws by five lenders that need to be corrected. What was really surprising is that some of the lenders were very large, including one with more than $250 billion in assets and another with more than $60 billion in assets.
We are notifying the lenders of their errors as well as informing the FFIEC. We urge lenders and consultants using the 2025 CRA data for compliance analysis to use caution. We do not know when the FFIEC will issue corrected data.